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Tag Archives: mortgage

Turnkey Condo in Roxborough with Parking

6901-29 Valley Ave L2, Philadelphia, PA 19128

2 Bedrooms, 1 Bath ~ 780 SF

Condo Fees $240/mo ~ Taxes $1,210/yr

REDUCED!  $104,900

or Rent for $980/mo

Open to Lease-Purchase Option!

Bright, sunny unit second floor unit in Valley Court Condos. Minutes from Fairmount Park, Manayunk, Center City, Chestnut Hill and public transportation! This unit features hardwood floors and a brand new bathroom. The granite & tile 3 piece bath was completely replaced down to the studs.

Click here to request more information or to schedule an appointment.

Give yourself the gift that keeps on giving for the next 30 years…

Contact Us Today!

Contact Us Today!

One of my most favorite reviews to date

Recently my client’s Kristin and Scott settled on their first home in Fishtown.  They were so pleased with my service they reviewed me on Yelp and here is what they had to say:

Having Capri as your real estate agent is like instantly having a new, very smart, best friend to help you make one of the most important decisions of your life. As first time homeowners she was fantastic at educating us on the process and made us feel completely comfortable asking dumb questions and asking them often. Capri also has an extensive network of professionals that helped us along the way. Anytime we had a concern, she knew someone who could help.She is incredibly patient and flexible. She took us on showings for at least once a week, often 2 or 3 for almost 5 months. Capri always found the time to work in a showing and she always made us feel like we were her only clients. She gave her honest opinion on properties and never pressured us on anything. I’m convinced that after a couple of weeks getting to know us, Capri knew which properties were right and wrong for us before we did but amused us with showings on opposite sides of the city anyway. Most importantly is that Capri kept the process fun and positive. As a self -proclaimed worrywart, having Capri in our corner let me enjoy the hunt. Before we saw any properties, Capri told us that our home would find us and not to get discouraged, even if deals fell through, in the end it would work out for the better. At the time I didn’t understand that but when we found two houses that we thought were “the one” and each didn’t work out we channeled Capri’s positive energy. She was completely right. Now that we are all moved in to our house, I couldn’t even imagine living in the first two.

Thank you so much Kristin and Scott for your fantastic review.  I am so glad that who I strive to be is exactly how I am perceived!

If you would like to read more of my reviews on Yelp you can click here.  Currently many of them are “filtered” but as more reviews come in, the other should migrate to the main review page.

Still want more reviews or would like to write one of your own?  You can also find me here:

Zillow

Trulia

 

Reduced: 2540 S Jessup St ~ $119,900

2540 S Jessup St, Philadelphia, PA 19148

$124,900

3 Bedrooms ~ 1 Bath

MLS #6034567

“Pride of ownership” is the theme of this listing. Walk down the street and see the neighbors meticulously cleaning their street and their stoops. Walk through the gorgeous new brick front to reveal a sunny home that has been lived in and cared for by the same person for over 80 years. While the home has many original features like detailed woodwork and hardwood floors, much of it has also been renewed and repaired. If you want to feel what pride of ownership feels like, then this is the block you want to be on and the home you want to be in!

Want to check this place out?  Contact Philly’s Running Realtor

Luxurious End-Unit Condo, Originally Builders Sample

290 Byberry Road #19, Philadelphia PA 19116

$259,900 ~ 2BR/ 2Bath ~ 1,800sqft ~ MLS # 6001556

This former sample end unit luxury condominium is bright and cheery. Spacious living room complete with hardwood flooring, 9′ ceilings, crown molding, extra windows and triple glass sliding door which leads to the front balcony. Peninsula kitchen boasts 42″ cabinets, ceramic tile floors, ceramic tile back splash, granite counter tops, stainless steel appliances and a large walk-in pantry. Generous sized master suite is neutral in decor, includes 2 large closets and full master bath with double sinks, ceramic tile and glass accent flooring along with a fully tiled shower. Main floor also includes 2nd nice sized bedroom, full tiled bath, and convenient main floor laundry. Downstairs features a huge family or recreational room. Plenty of closet and storage space. 1-car attached garage with entrance to the family/rec room. Ask about the 7 year remaining tax abatement.

For more information about this property or to schedule a showing, contact me:

Capri D’Amario, Realtor®, ABR®, ALHS® ~ RE/MAX Home Experts

Cell: (215) 266-5557 ~ Capri@CapriCloses.com

Are you looking for your dream home?

Search properties @ www.CapriCloses.com

Outstanding Fundraiser Sponsored by the First-Timer Allies to Benefit The Leukemia & Lymphoma Society

Thanks so much to my friends and Allies who helped me pull this event together!  The night was full of fun, food, booze and fundraising!  Smith & Wollensky Rittenhouse went above and beyond to accommodate this huge group of do-gooders!  Looks like everyone had a blast!  If you have more pictures from the night please email them to me at Capri@CapriCloses.com.

If you would like to follow my fundraising or more shenanigans by the Running Realtor go to:

MyiRun

My Team In Training Facebook Page

If you would like to donate:

My Fundraising Page

7 MUST KNOW Tax Advantages, just for being a Homeowner

by Tom Tommy Mortgages Mellett

When you’re evaluating how much home you can afford, make sure you factor in the tax advantages of homeownership.

Owning your home not only allows you to build wealth through appreciation, but it can also reduce the amount of income tax you pay every year.

Here are seven tax benefits for homeowners.

1. Homebuyer tax credits

If you purchase your first home before April 30, 2010, you’re entitled to a tax credit of up to $8,000. If you currently own a home, but sell it to purchase another home before April 30, 2010, you’re eligible for a federal tax credit of up to $6,500.

2. Deductions for loan fees

Typically, you can deduct the “prepaid interest” you paid when you got your mortgage loan. That includes points, loan origination fees, and loan discount fees listed on your settlement statement, even if the seller paid those fees for you. Each time you refinance your home, you can deduct prepaid interest fees.

However, you must meet certain requirements to take the prepaid interest deductions when you purchase or refinance your home. Check with your accountant to be sure you’re following the rules.

3. Property tax deductions

In the year you purchase your home, you’re entitled to deduct the real estate taxes you paid at the closing table. You can continue to deduct the property taxes you pay each year.

4. The mortgage interest deduction

Every year, you can deduct the amount of interest and late charges you pay on your mortgage and home equity loans, though there are limitations. If you’re required to purchase private mortgage insurance (PMI) because you made a downpayment of less than 20% on your home, you can also deduct those premiums as mortgage interest expenses.

5. Home office expenses

If you have a home office you use only for business, you may be eligible to deduct the prorated costs of your mortgage, insurance, and other expenses related to that space. The government scrutinizes home-office deductions closely. Be sure you’re entitled to the deductions before claiming them.

6. The costs of selling your home

In the year you sell your home, you can deduct the costs of selling it, including real estate commissions, title insurance, legal fees, advertising, administrative costs, and inspection fees. You can also deduct decorating or repair costs you incur in the 90 days before you sell your home.

7. The gain on your home

If you lived in your home for at least two of the previous five years before you sell it, the government lets you to take up to $250,000 of profit on the sale of your home tax free. That amount is doubled for married couples. This deduction isn’t available on rental or second homes.

 

The government also allows you to subtract from your home sale profit any amounts you spend on improvements, such as window replacement, siding, or a kitchen remodel. Those deductions are in addition to the tax credits you can receive in 2010 for making energy-saving upgrades. Money invested for routine maintenance and repairs doesn’t count.

 

This article includes general information about tax laws and consequences, but is not intended to be relied upon as tax or legal advice applicable to particular transactions or circumstances. Consult a tax professional for such advice; tax laws vary by jurisdiction.

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