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Ally Spotlight: “What is a Public Adjuster?” Mike Z – Resolve Adjustment

What is a Public Adjuster?

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As a public adjuster I represent you the policyholder when you have an insurance claim. I’m your advocate.  A public adjusters must be licensed by state departments of insurance. I will appraise the damage, prepare an estimate and other claim documentation, read your insurance policy to determine coverage, and negotiate with your insurance company’s adjuster on your behalf.  I will handle the entire claims process for you

 

Through the course of buying a home or renting an apartment many people purchase either homeowner’s insurance policy or a renter’s insurance policy.  These policies are complex contracts between you and the insurance company you purchased them from.  They are filled with complicated language,exclusions, limitations and responsibilities of the policyholder (you).  In most cases these policies should provide coverage to you for a variety of different losses such as:  fire, wind, smoke, water, theft and vandalism.

 

Many people assume after they sustain such a loss they should call their insurance company and report a claim.  They also assume that their  insurance company actually has their (the policyholder) best interest in mind.  It is my opinion, and it has been my experience after working in the insurance industry for the last 13 years that this simply isn’t true.  Insurance companies will do everything possible to either deny your claim OR pay the least amount of money possible.  They have knowledgeable expert adjusters working on their side, who do you have working on your side?  Hire me – a public adjuster.

 

Do I have to use a public adjuster when you have a claim?

 

Your policy does not require you to use a public adjuster when reporting a claim.  However, it has been my experience that insurance companies settle claims with unrepresented policy holders for significantly less than they do if a policy holder has a public adjuster.

 

How does a public adjuster get paid?

 

I’m paid a percentage of the settlement I recover from your insurance company.  If I don’t recovery anything then I am not paid anything.

 

If I can ever be of any assistance please give me a call.  All consultations are free without ANY obligation.

 

Sincerely,

Michael Zielanski

Resolve Adjustment, LLC

B: 215.352.5202

C: 215.669.5671

F: 215.701.4337

mikez@resolveadjustment.com

www.resolveadjustment.com

 

‎”Resolve to perform what you ought; perform without fail what you resolve” ~ Benjamin Franklin

About Capri "Closes" D'Amario

My name is Capri D'Amario and I am a Realtor with RE/MAX Home Experts. Helping people buy and sell their homes is my passion and my calling; I truly love what I do! I am committed to my clients and specialize in working with 1st time home buyers/sellers. My extensive experience, knowledge of the market, honesty, and perseverance will guarantee you a smooth and efficient real estate transaction. I am licensed in the state of Pennsylvania and work out of the Philadelphia metro, but am always happy to refer clients in other areas to professionals who can help them. Please feel free to contact me with any inquiries. My team and I will gladly assist you with: First-time Home buyers, First-time Sellers, Center City properties, Luxury Homes, Rentals, Referrals, General advice.

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